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Diversifying Assets

Ray J. Gonzalez is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of NY, NJ, PA, FL, CA, TX, GA, NC, SC . No insurance business may be conducted outside the specific states referenced.

Ray J. Gonzalez is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. and a New York Life company. In this regard, this communication is strictly intended for individuals residing in the states of NY, NJ, FL, CA, NC. No offers may be made or accepted from any resident outside the specific states referenced.

Kingsguard Capital LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.